As CPAs become harder to find, SMB owners are finding tech solutions for tax and accounting problems

You’ve probably noticed that finding a good CPA is getting tougher. And the challenge is more than just an inconvenience—it can impact your business in real ways. The shortage of CPAs is affecting small businesses everywhere, making it harder to get the financial advice and support you need. 

But what does this mean for your business, and what can you do about it?

Why are CPAs so hard to find?

There are a couple of reasons for the CPA shortage. First, many CPAs are nearing retirement, and fewer young people are entering the field. According to the American Institute of CPAs (AICPA), nearly 75% of CPAs are over the age of 40, and many are retiring soon. On top of that, demand for accountants spiked during the pandemic, with small businesses seeking help with relief programs like the Paycheck Protection Program (PPP). While the rush has calmed, the shortage remains.

If you’ve been struggling to find an accountant or have noticed higher fees, you’re not alone. Small businesses are feeling it more than ever.

CPA shortage hits SMB owners hard

As a small business owner, you rely on your CPA for tax filings, cash flow management, and financial planning. With fewer CPAs around, you face some serious challenges, including:

1. Higher fees

With fewer accountants available, many firms are raising their rates. The AICPA’s 2023 survey found that accounting firms are under pressure to increase fees due to staffing shortages. This means your accounting services could cost more, which is tough on businesses with limited budgets.

2. Delays

If your CPA is overloaded, tax filings may get delayed. This could lead to missed deadlines and late fees, or worse, missed deductions. According to Accounting Today, small businesses have reported delays in tax filings due to staffing shortages.

3. Missed opportunities

CPAs are great at finding tax breaks you might not know about. Without one, you risk missing out on deductions that could save you money. 

4. Stress

If you already have a CPA, they may be juggling more clients than usual, meaning you might not get the attention or advice you need. Many small business owners are finding it harder to get the personalized service they once relied on.

5. Bare bones service

CPAs should provide more than just tax preparation—they should help you plan for growth, manage cash flow, and strategize for the future. With fewer CPAs available, many businesses are missing out on this critical guidance. 

Tech solutions are emerging

Here’s the good news: technology can help bridge the gap. While finding a CPA may take time, there’s no reason your business has to fall behind. Here’s how you can use tech to manage your financials:

1. Automate 

Accounting software can automate tasks like invoicing, expense tracking, and payroll. This gives you more time to focus on business growth while reducing errors. 

2. Generate insights

Tech tools also generate real-time reports, giving you a snapshot of your financial health whenever you need it. This helps you make informed decisions quickly, whether you’re managing cash flow or preparing for taxes.

3. Simplify tasks

Tax time doesn’t have to be stressful. Many accounting tools integrate with tax preparation software, making it easier to organize receipts, track deductions, and estimate your tax bill. This can save you time and help ensure you don’t miss out on tax-saving opportunities.

4. Get virtual support

If you need additional help but can’t find a local CPA, virtual accounting services offer remote accountants who can assist with bookkeeping and financial advice on a part-time basis. This is a great option if you can’t find a CPA in your area but still need expert help.

5. Try AI

AI and machine learning are becoming part of many accounting software solutions. These technologies analyze your financial data, predict trends, and offer suggestions for optimizing cash flow and tax planning. 

We extend access to tax credits and more

One area where technology is already making a big difference is in tax credits. Many small business owners miss out on valuable tax credits because they don’t have access to the right help. Arvo Tech is changing that.

Our tech and service solutions help small businesses identify, calculate, and claim tax credits, such as the Work Opportunity Tax Credit (WOTC), without relying on an overworked CPA. This tech-driven approach simplifies the process, saving time and reducing errors. With our solution, small businesses can claim the credits they deserve without the need for in-depth CPA assistance.

But that’s not all—Arvo Tech is working on more solutions to help small businesses with bookkeeping and tax services. As the CPA shortage continues, technology like ours will be a vital resource for business owners.

Tech is SMB’s new sidekick

While the CPA shortage is a real challenge, technology is helping fill the gap. With the right tools, you can automate routine tasks, gain real-time insights, and even manage your tax planning without relying heavily on a CPA. This allows you to stay on top of your finances and make strategic decisions.

In a world where finding a CPA is becoming more difficult, embracing technology is essential. With tools like our WOTC solutions, small businesses can continue to thrive, even in the face of a CPA shortage.